工党财经事务发言人大卫∙ 康利夫 (Hon David Cunliffe) 上周指出,国会财经委员会(FEC)在今天发布的一个极有冲击力的两党合作报告中鲜有地抨击了纽西兰的银行业。
“报告反映了国会上下对于银行至今不能完全实现减息,以及没有对经济衰退担负起足够的责任,与日俱增的强烈关注。”大卫∙ 康利夫说。
财经委员会的报告指出了一些银行在实行降低官方贴现率上的“失败”,同时呼吁未来应当最大限度地削减利率。
此份报告对一些长期抵押贷款利率的上升表示“惊讶和担忧”。
“尽管经济衰退如此严重,银行的盈利却几乎没有改变 ——这显示了银行并没有在经济调整中公平承担相应的责任”
财经委员会的报告指出:关键是, 银行不能以牺牲本国经济和纳税人的利益为代价,去实现盈利或设定过高利率。
“大洋洲的各银行必须给新西兰公司以与澳洲相同的公平借贷条款” 大卫 ∙康利夫表示。
康利夫先生还指出, 去年各大主要银行在新西兰盈利25亿元纽币,并受益于政府的批发与零售商业借贷保障计划,他们应当始终保持良好的企业形象,懂得”投之以桃,报之以李”的道理。
“新西兰人相信人人机会均等,但不会对这种敲竹杠现象忍气吞声。“
大卫康利夫表示:“财经委员会报告传达了跨越党派的强烈担忧,必将引起银行业的关注”。
Banks slammed in Select Committee report
In a rare move, Parliament’s Finance and Expenditure Committee (FEC) today issued a hard hitting and bipartisan report criticising the New Zealand banking sector, Labour Finance spokesman David Cunliffe said today.
“The report reflects strong and growing concerns across Parliament that banks have not fully passed on interest rate cuts and may not be appropriately sharing the burden of the recession,” David Cunliffe said.
The FEC report noted the “failure” of some banks to pass on cuts to the Official Cash rate (OCR) and calls on future cuts to be passed on to the “maximum extent possible”.
The report expresses “surprise and concern” that some longer term mortgage rates had indeed risen.
“Despite the severe recession, banking profits were almost unchanged – that does not appear to reflect a fair burden of adjustment,” David Cunliffe said.
The FEC Report states that it is “vital that banks neither insulate their profit margins nor charge excessively high interest rates at the expense of the real economy and taxpayers”.
“Australasian banks must extend fair and equal lending terms to New Zealand companies relative to their Australian equivalents,” David Cunliffe said.
“It is essential that, when the major banks made around $2.5 billion of profit in New Zealand last year, and have benefited from government guarantees of wholesale and retail lending, they display good corporate citizenship at all times.
“Kiwis believe in a fair go for all but will not stand for being ripped off.
“Today’s report is a strong bipartisan statement of concern that the banking sector would do well to heed,” David Cunliffe said.
Contact: David Cunliffe 021 377 337