工党《储备银行法》 照顾各阶层
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工党《储备银行法》升级的经济政策公布之后，在业内激起一片涟漪，获得好评和称赞。鉴于一部分人提问，担心此举会不会影响低收入人群，工党财政事务发言人David Parker指出，工党对《储备银行法》升级的经济政策不但不会影响到低收入人群，反而更加照顾到各收入人群的利益。
如同支持各收入阶层一样，工党向来支持低收入人群。工党对《储备银行法》的升级举措 ，使这些低收入的家庭能够获得更大的利益。
工党经济政策的调整，其着眼点在于使利率有效下调。这就意味着涉及到信用卡和分期付款购物（包括分期付款买车）其利率能得到有效下调。
未来工党政府还会逐步引入全民共有的国民储蓄计划（KiwiSaver），与此同时会通过经济政策的调整使国民收入得到提高。
工党政府当年在引入现有的国民储蓄计划（KiwiSaver）的时候，并不是全民共有性质的。也就是说现有的国民储蓄计划只适用于领工资人群。对那些领福利或其他收入来源的人群，他们的最终收入并不会因为这个计划受到任何影响。
工党昨天（04-29-2014）颁布经济升级政策，着眼点在于帮助我们的出口行业。使出口行业能够创造更多更高收入的工作。目前纽币过热被高估，成了影响出口行业的羁绊。
我们的邻居澳大利亚目前全民共有的储蓄金达到$1.5兆。我们已经比澳大利亚晚了25年，尽管目前政府做了一个试图赶上的态势。而工党所颁布的一系列经济升级的举措，包括全民共有的储蓄计划（KiwiSaver）和新的VSR（也就是使储备银行作为央行不仅仅使用唯一的OCR 调节杠杆而引入调整国民储蓄率的杠杆），将使社会各收入阶层获得更大的利益，同时扶持了我们的出口和发展我们的经济。工党政策将能够有效的实现低利率和公平合理的汇率。该政策的实施将帮助我们达到澳大利亚那样的境界，也就是在经济发展的同时，每一个人也有能力构筑对自己未来有保障的储蓄安乐窝。
国家党摇身一变把自己说成低收入人群的保护神，相信所有人都会知道这令人非常可笑。或许国家党已经忘记了，在澳大利亚的每一个人包括低收入人群，他们的工资比新西兰同等人群都要高。对《储备银行法》进行升级和修订，扶持我们的出口，发展我们的经济，同时照顾到我们各阶层的利益，这才是新西兰的未来。
来源：霍建强议员办公室
（英文新闻原文如下）
David
PARKER
Spokesperson for Finance
30 April 2014 MEDIA STATEMENT
Labour’s Reserve Bank Upgrade will help low-income Kiwis
Low income New Zealanders will benefit from Labour’s Reserve Bank changes and wider Economic Upgrade through higher wages, lower interest rates on credit cards and loans, and lower rents, says Labour’s Finance spokesperson David Parker.
“Labour has always supported low-income Kiwis. Those families will be better off under Labour’s Economic Upgrade that includes the Reserve Bank Upgrade announced yesterday.
“Those changes will lead to lower interest rates. That will mean lower interest on credit cards and hire purchases, as well as other payments such as car finance.
“Universal KiwiSaver will be introduced gradually while at the same time wages will increase, ensuring low-income Kiwis are better off.
“When Labour makes KiwiSaver universal it will still only apply to those in paid work. There will be no savings requirement for those on a benefit so their income will not be affected.
“The changes will help our exporters by tackling our overvalued dollar, enabling those companies to create more and better jobs.
“Australia has $1.5 trillion in their universal workplace savings. We are already 25 years behind them and playing catch-up. Universal KiwiSaver and the new VSR mechanism will mean everyone will be better off because we will not only have a low interest rate and fair exchange rate regime, but everyone will have their own savings nest egg as well, just like our Aussie cousins. What’s wrong with that?
“The idea that National is the protector of those on low wages is laughable. Have they forgotten that everyone in Australia, including the low paid, are on higher wages than in New Zealand?” says David Parker.
