OCR利率再提高，国家党政府睡大觉
         

如果国家党政府妥善地履行其职责并将目标锁定通货膨胀的根源，那么今天的储备银行加息就可能大可不必了。

新西兰的利率之高居全球首位，对汇率形成极大的压力，而最终倒霉的是我们的出口商家。

工党财政事务发言人David Parker指出今天利率上升到3%，对新西兰的中产阶层来说无疑是又一次打击。银行贷款50万左右的每个月还贷需要多付70块，而30万左右的每个月还贷需要多付50块，而这一切是雪上加霜在上个月上涨之后增添的新愁。

央行已经放话说利率有可能调到8%，如此一来对众多的供房阶层来说是一个实际的打击，而且对首次购房者来说，他们拥有自己住房的梦想有可能变成一个永远不能实现的白日梦了。

国家党政府对控制利率，即而控制汇率、扶持出口已经完全无能无力并错误不断，他们将来还会犯更多这样的错误。只有工党才会针对上述问题出台行之有效的政策（详情请关注下周二我们政策发布）。

工党住房事务发言人Phil Twyford指出本周已经有了预测即利率会上扬到让更多的首次购房人士无法承受的程度， 而奥克兰的首次购房人士将会支付全家收入的三分之二来供房屋贷款。

国家党执政5年以来，我们看到的是房价不断飙升，奥克兰的平均房价上涨了40%。

国家党的政策失误是导致房屋危机的主要原因，尤其是国家党政府拒绝向那些房屋投机者征收应该征收的利得税，并拒绝解决开源节流的问题，即无视现实、拒绝大规模建造房屋，以缓解供不应求的问题。而这一切是迫使储备银行不断加息的原因之一。但国家党屡屡沾沾自喜的只不过是由于金融危机导致的低利率以及经济的低迷不振。

除了以上国家党的“政绩”之外，现在我们还可以加上另外两条，第一，不断上涨的利率会导致物价飞涨。第二， LVR （即贷款与房价比，也就是所谓的首付比例限制） 将迫使首次购房者完全没有能力进入购房市场。工党财政事务发言人指出，工党的一系列举措，包括Kiwibuild的政策（即在10年之内建造100,000套廉价入门房）、资本利得税、对外国人房屋投机者购房限制以及给央行提供更多的调控手段等等将会使通胀压力释缓，也意味着央行不必采取今天这样的举措。

新西兰的利率已经在发达国家当中居高位。尽管出口商家被逼无奈只好降低出口价格，但是汇率的上扬不断迫使出口行业大量的工作流失，尤其是森林行业的流失极其严重。是到了该改变的时候了。

来源：霍建强议员办公室

David
PARKER
Spokesperson for Finance
Phil
TWFORD
Housing Spokesperson                       

24 April 2014                                                            MEDIA STATEMENT
Rate rise not needed if Government was doing its job
Today’s interest rate rise wouldn’t have been necessary if the Government had been doing its job properly and targeting the sources of inflation, Labour says.
“New Zealand interest rates are among the highest in the world, putting more and more pressure on our exchange rate to the detriment of exports,” Finance spokesperson David Parker says.
“Not only that, today’s rise to 3 per cent is another blow for middle New Zealand. It will add an extra $70 a month to a $500,000 mortgage or $50 a month to a $300,000 one, on top of last month’s increase.
“With the Reserve Bank tipping interest rates to go to 8 per cent this is going to cause real pain for home owners and will make the dream of home ownership unattainable for many more Kiwis.
“The Government has dropped the ball on this. It could have been doing so much more. We will, and will be releasing details of how we will go about that next Tuesday,” David Parker said.
Housing spokesperson Phil Twyford said it was predicted this week that interest rates could peak at a level which would see first-home buyers in Auckland spending two-thirds of household income paying the mortgage. 
“We have had five years of out-of-control house price increases which have seen the average Auckland house rise over 40 per cent while National has been in government.
“National’s failure to get a grip on the housing crisis – its refusal to tax speculators or build large numbers of new homes – is one of the reasons the Reserve Bank wants to put interest rates up. Low interest rates caused by the Global Financial Crisis, and the lack of demand in the economy, were the only thing good thing National could point to.
Now you can add rising interest rates to steeply rising prices, and LVRs shutting out first home buyers,” he said.
David Parker said Labour’s Kiwibuild policy, its capital gains tax, controls on foreign ownership, and providing the Reserve Bank with more tools would stabilise inflationary pressures and mean that today’s actions were not necessary.
“NZ interest rates are already higher than the rest of the developed world. Despite dropping export prices our exchange rate is going up with continuing job losses in export industries like forestry. Something has to change,” he said.