房价飙升，首次购房者无缘问津 
         
工党住房事务发言人菲尔•特福德（Phil Twyford MP） 

地产协会最新数据显示，房价飙升首次购房者将无缘问津。

新西兰地产协会（REINZ）公布去年售房中间价已攀升10% 达$440，000。 而奥克兰房产中间价创新高达$637,000。

工党住房事务发言人菲尔•特福德（Phil Twyford MP） 指出：令人揪心的是低价位售房量却下降了21.9%，意味着首次购屋者入门房源日趋减少。

与此同时，有关报告（Veda Advantage）显示，截止三月份，年青一族银行贷款申请下降13.5%以上而个人贷款申请却增加12%以上。也有报导显示年青一族普感拥有自己住房的梦想日渐破灭，而不少人只好把钱花在换好一点的车或者其他耐用品上。

年青一族只好和“居者有其屋”的梦想做别。现在全国有一半以上的人租房。无根基一族已成为一种新现象。

这一切源于国家党对住房危机毫无作为以及推出的对贷款申请限制的LVR 政策。

与此对照，高端市场却异常活跃。去年就有600幢百万以上的高端房销售。

“工党解决问题的方案很简单，我们需要引进资本利得税，我们需要建造100,000幢入门廉价房，我们需要照顾首次买房一族，让他们免受贷款LVR的额外限制。”

来源：霍建强议员办公室
（本文英文原文如下）

 
Phil  

TWYFORD                  

Housing spokesperson

Housing prices go up – Gens X & Y give up

Today’s REINZ report shows house prices continue skyward while first home buyers are dropping out of the market, says Labour’s housing spokesperson Phil Twyford.

“According to the Real Estate Institute of New Zealand the national median house price has risen by 10 per cent to $440,000 in the past year. In Auckland there is a new median high of $637,000.

“When you couple this with a fall in sales at the bottom end of the market you are looking at a disaster for first home buyers. For house sales below $400, 00 there has been a drop of 21.9 per cent in the market.

Meanwhile Veda Advantage reports mortgage applications from Generation X and Y borrowers fell more than 13.5 per cent in the March quarter from a year ago, while their applications for personal loans grew more than 12 per cent. Veda managing director John Roberts has been reported saying Generations X and Y feel locked out of home ownership and are in the market upgrading cars and buying other consumer durables to enhance a lifestyle that home ownership would normally offer.

“Generations X and Y have all but kissed goodbye to the dream of home ownership. With slightly more than half of all New Zealanders now renting, that makes a rootless and insecure existence the new norm. No wonder Gens X and Y are splashing out on their credit cards.

“All of this is due to National’s failure to tackle the housing crisis and the unfortunate experiment of Loan to Value Ratio (LVR) lending restrictions.

“Under National the big end of town is doing very well. Nearly 600 homes worth a million plus have been sold – up over 100 on last year,” says Phil Twyford.

“Labour’s solution is simple, we need a Capital Gains Tax, we need to build 100,000 affordable homes, and we need to exempt first home buyers from loan to value ratios.”