首次购屋者将被市场拒之门外
工党房屋事务发言人 菲尔特福德 (Phil Twyford) 、工党财经事务发言人 大卫帕克(David Parker)

新出台的对房屋贷款的限制对新西兰的首次购屋者是一个重大打击，让无数新西兰人拥有自住房的梦想变得更难实现。
工党房屋事务发言人菲尔•特福德指出：新西兰目前70%的首次购屋者都只有低于20%的首付用来申请房贷。新政策下他们中的绝大多数要么将被市场拒之门外，要么只有再继续再花上好多年去攒钱。
国家党政府让人们更难申请到房贷，自有住房梦也因此变得更难实现。年青人本来应当能负担得起自已的第一幢房，否则我们将沦为一个租客国家。工党正是基于这种迫人形势而制定出一整套完备的经济适用住房政策。
约翰基应当给全国受到新限制政策波及的首次购屋者们一个说法。他没有处理好和储备银行之间的协定，以致首次购房者没有任何得到限制政策豁免的机会。
政府和储备银行今年5月签署了协议，事后才想到要有些豁免条例。为时太晚。
政府对急剧飙升的房价束手无策，从而把储备银行逼到死角，结果却是首次购屋者替政府背上了黑锅。
猖獗的地产投机和经济适用住房短缺是驱使房价高涨的内因，政府却对此不闻不问、坐视不管。
约翰基以为对KiwiSaver做点小修小补就能解决问题――这再次表现出他和现实的脱节。把房贷首付提高10个百分点――相当于一幢平均价位的奥克兰住屋要求增加6万纽元的首付，与这个大数字相比那$5000块的启动金补贴只是杯水车薪，完全无济于事。
我们需要大胆的举措来应对困境。工党的可负担住房计划中就包括为首次购屋者提供首付的临时豁免期。我们将通过征收资本利得税和限制海外投机者买房等措施来打击房产投机。我们将在10年内建造10万座经济适用房并把它们出售给首次购屋者。
（菲尔特福德议员、大卫帕克议员授权，惠灵顿国会大厦。霍建强议员办公室 供稿    ）             

Phil
TWYFORD
Spokesperson for Housing
David
PARKER
Spokesperson for Finance                        

20 August 2013                                               MEDIA STATEMENT
First home buyers will be shut out of market
New lending limits will be a huge blow to first home buyers, making home ownership much harder for thousands of Kiwis, said Labour’s Housing spokesperson Phil Twyford and Finance spokesperson David Parker.

“Seventy per cent of first home buyers save a deposit of less than 20 per cent to get a mortgage. Most of those will now be shut out of the market or need to save for years to come,” said Phil Twyford.

“This Government is making it harder, not easier to get a mortgage. Young people should be able to afford a first home, otherwise we will become a nation of renters. That’s why Labour has a comprehensive housing affordability package.

“John Key has to answer to first home buyers, who will be impacted across the country. His mishandled negotiations with the Reserve Bank meant there was no chance of exemptions for first home buyers.

“The Government signed an understanding with the Reserve Bank in May, but asked for an exemption only as an afterthought. The horse had bolted by then,” said Phil Twyford.

“The Government’s failure to rein in skyrocketing house prices has forced the Reserve Bank into a corner and first home buyers will be the ones carrying the can,” said David Parker

“The Government is doing nothing to address the key drivers of skyrocketing house prices – rampant property speculation and the shortage of affordable homes.

“John Key thinks tinkering with KiwiSaver is the answer – that shows he’s out of touch. An extra $5,000 is chicken feed when an LVR increase of 10 per cent adds $60,000 to the deposit for an average Auckland home,” says David Parker.

“Bold measures are needed. Labour’s affordable housing package includes an interim exemption for first home buyers from LVRs. We will clamp down on speculation through a capital gains tax and restrict sales to overseas speculators. We will build 100,000 affordable homes over ten years and sell them to first home buyers,” said David Parker.